Agenda Item # 3
Columbus Consolidated Government
Council Meeting
October 8, 2013
Agenda Report # 38
TO: Mayor and Councilors
SUBJECT: Health Insurance ? Active Employees and Pre-65 Retirees
INITIATED BY: Human Resources and Finance Department
Recommendation: Approval is requested of a resolution authorizing rate changes
for Health Insurance for Active employees and Pre-65 Retirees and modifications
to the plan benefits.
Background: The Columbus Consolidated Government provides a health insurance
program to its employees and retirees. The current program is self insured for
employees and pre-65 retirees and their dependents. The rates are adjusted
annually based on the costs of the plan.
Analysis: The shortfall to the Health Insurance Fund is estimated to be $2
million based on the expected costs provided by Northwestern Benefit
Corporation of Georgia, our benefits consultant.
Financial Considerations: The Health Insurance Fund is an Internal Service
Fund and must be balanced each year.
Projected Annual Fiscal Impact: The expected impact from the plan
modifications is $1 million. The impact of the premium rate changes is
estimated to be $0.7 million.
Legal Considerations: The Columbus Council must authorize any rate changes and
plan modifications to the self-insured Health Insurance program.
Recommendations/Actions: Approve a resolution authorizing the rate changes for
Health Insurance for Active employees and Pre-65 Retirees, and modifications to
the plan benefits.
A RESOLUTION
NO. ____
WHEREAS, the Columbus Consolidated Government offers a self-insured
healthcare plan to its active employees and pre-65 retirees; and,
WHEREAS, the cost of the plan is comprised of plan benefits, employer
contributions, and employee/retirees contributions; and,
WHEREAS, the Columbus Consolidated Government evaluates and adjusts, if
needed, plan benefits and contributions annually based on the expected cost of
the plan; and,
WHEREAS, the Columbus Consolidated Government must authorize
implementation of the recommended changes and options.
NOW, THEREFORE, THE COUNCIL OF COLUMBUS, GEORGIA HEREBY RESOLVES:
That the City Manager and/or his designee are hereby authorized to
implement the following changes to the plan benefits, adjust the employee and
pre-65 retiree rates effective January 1, 2014:
Active Employees
HMO Preferred Rate Monthly *Health and Wellness Center Preferred Rate
Monthly POS/PPO Preferred Rate
Monthly
Employee $92.80 $91.00 $98.87
Employee + Spouse $227.20 $195.00 $234.91
Employee + Child(ren) $211.15 $208.00 $218.38
Family $286.73 $221.00 $297.56
*No Changes to the Health and Wellness Center Plan
Pre-65 Retirees
HMO Preferred Rate Monthly Pre-65 Retirees
Health and Wellness Center Preferred Rate
Monthly Pre-65 Retirees POS/PPO Preferred Rate
Monthly
Employee $164.54 $163.82 $171.94
Employee + Spouse $310.06 $308.70 $324.02
Employee + Child(ren) $288.24 $286.98 $301.22
Family $455.57 $453.58 $476.09
Introduced at a regular meeting of the Council of Columbus, Georgia,
held the 8th day of October, 2013 and adopted by the affirmative vote of
_________ members of said Council.
Councilor Allen voting __________
Councilor Baker voting __________
Councilor Barnes voting __________
Councilor Davis voting __________
Councilor Henderson voting __________
Councilor Huff voting __________
Councilor McDaniel voting __________
Councilor Turner Pugh voting __________
Councilor Thomas voting __________
Councilor Woodson voting __________
______________________________ _________________________
Tiny B. Washington, Clerk of Council Teresa Pike Tomlinson, Mayor
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