Agenda Item #__
THIS WAS REVISED BY COUNCIL - PLEASE SEE REVISED COPY
Columbus Consolidated Government
Council Meeting
February 11, 2014
Agenda Report # __
TO: Mayor and Councilors
SUBJECT: Health Insurance ? Active Employees and Pre-65 Retirees
INITIATED BY: Human Resources and Finance Department
Recommendation: Approval is requested of a resolution authorizing rate changes
for Health Insurance for Active employees and Pre-65 Retirees and modifications
to the plan benefits.
Background: The Columbus Consolidated Government provides a health insurance
program to its employees and retirees. The current program is self insured for
employees and pre-65 retirees and their dependents. The rates are adjusted
annually based on the costs of the plan.
Analysis: The shortfall to the Health Insurance Fund is estimated to be $2
million based on the expected costs provided by Northwestern Benefit
Corporation of Georgia, our benefits consultant.
Financial Considerations: The Health Insurance Fund is an Internal Service
Fund and must be balanced each year.
Projected Annual Fiscal Impact: The expected impact from the plan
modifications is $1 million.
The impact of the premium rate changes is estimated to be $0.669 million, for a
total of $1.669 million.
Legal Considerations: The Columbus Council must authorize any rate changes and
plan modifications to the self-insured Health Insurance program.
Recommendations/Actions: Approve a resolution authorizing the rate changes for
Health Insurance for Active employees and Pre-65 Retirees, and modifications to
the plan benefits.
A RESOLUTION
NO. ____
WHEREAS, the Columbus Consolidated Government offers a self-insured
healthcare plan to its active employees and pre-65 retirees; and,
WHEREAS, the cost of the plan is comprised of plan benefits, employer
contributions, and employee/retirees contributions; and,
WHEREAS, the Columbus Consolidated Government evaluates and adjusts, if
needed, plan benefits and contributions annually based on the expected cost of
the plan; and,
WHEREAS, the Columbus Consolidated Government must authorize
implementation of the recommended changes and options.
NOW, THEREFORE, THE COUNCIL OF COLUMBUS, GEORGIA HEREBY RESOLVES:
That the City Manager and/or his designee are hereby authorized to
implement the following changes to the plan benefits, adjust the employee and
pre-65 retiree premium rates effective June 1, 2014.
HMO Out-of-Pocket $1500/$3000 (Individual/Family)
HMO deductible $500/$1000 (Individual/Family)
HMO copays $30/$40 (Primary/Specialist)
POS/PPO Out-of-Pocket $2800/$5600 (Individual/Family)
POS/PPO deductible $500/$1000 (Individual/Family)
POS/PPO copays $30/$40 (Primary/Specialist)
No Changes to the Health and Wellness Center Plan
Active Employees
HMO Monthly Rate POS/PPO Monthly
Rate
Employee $92.80 $98.87
Employee + Spouse $227.20 $234.91
Employee + Child(ren) $211.15 $218.38
Family $286.73 $297.56
Pre-65 Retirees
HMO
Monthly Rate
Pre-65 Retirees POS/PPO
Monthly Rate
Employee $164.54 $171.94
Employee + Spouse $310.06 $324.02
Employee + Child(ren) $288.24 $301.22
Family $455.57 $476.09
Introduced at a regular meeting of the Council of Columbus, Georgia,
held the 11th day of February, 2014 and adopted by the affirmative vote of
_________ members of said Council.
Councilor Allen voting __________
Councilor Baker voting __________
Councilor Barnes voting __________
Councilor Davis voting __________
Councilor Henderson voting __________
Councilor Huff voting __________
Councilor McDaniel voting __________
Councilor Turner Pugh voting __________
Councilor Thomas voting __________
Councilor Woodson voting __________
_________________________________ ___________________________
Tiny B. Washington, Clerk of Council Teresa Pike Tomlinson, Mayor
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